Will insurance total out my car?

Will insurance total out my car?

When insurance companies figure out what your car is worth..do they go by the private sale value or retail? I got a bunch of hail damage and I see the claims dept. tomorrow..just wondering if they might total it out. Damage is just over $6,000...car is worth $6,500 - $8,700 depending on which way they look at it.

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